The California homeowners policyholders of Allstate Insurance Company can receive compensation from the Allstate settlement. If you are one of the California homeowners, you can check the full details of the settlement here, from eligibility to payout.
The lawsuit against the Allstate Insurance Company claims the company has charged more insurance premiums to some California homeowners. The policyholders were charged excessively due to the double-counting of the homeowners’ built-in garage square footage.
The settlement is proposed, and the court has granted preliminary approval. The defendant does not admit any wrongdoing, but to settle the lawsuit, they have agreed to pay $4 million. Class members do not need to file a claim form; they will automatically receive the payout.
Who can claim the Allstate California Homeowners Settlement?
If you are a California homeowner and a policyholder of Allstate insurance, you can see if you are a part of the settlement or not below:
- The Allstate records show that your home has a built-in garage, and the company has double-counted the built-in garage space.Â
- Your policy under the Allstate Insurance was reviewed as Allstate’s internal correction action process, known as Project UIN 203019.Â
- The Project UIN has increased the square footage of your home in California in its records, where, potentially, they have counted the garage space twice, leading to higher premiums.Â
What are the important dates of the Allstate California Homeowners Settlement?
If you wish to be involved in the Allstate California Homeowners settlement, you should mark the following important dates related to the settlement:
| Settlement Event | Important Dates |
| Claim Deadline | No claim form |
| Exclusion/ Opt-out Deadline | 10 November 2025 |
| Final Approval Hearing | 02 December 2025 |
How much can you receive under the Allstate California settlement?
Under the Allstate California Homeowners Settlement, both parties have reached a settlement of $4 million (total settlement fund). The fund will be used for the service fees to class representatives, administration expenses, attorney’s fees & expenses.
The remaining fund will be used to compensate the class members based on the formula agreed to by the plaintiffs and defendants. The payout and class members who will receive the payout will be determined based on the Allstate data on the California policyholders.
The settlement payout will depend on the records of the Allstate Insurance Company and many other factors, such as:
- Your Policy is active year, and overcharged premiumsÂ
- Number of built-in grace spaces at your home.
- Location of your insured home/ property.Â
- During the policy year, the premium you have paid for the insurance. Â
When will you receive the Allstate California Homeowners Settlement payout?
The class members who will receive the payout from the Allstate California Homeowners Settlement will receive the notice from the settlement administrator, and you do not have to do anything to receive your settlement unless you wish to exclude or object to the settlement.
If you do not object or do nothing, your settlement payout is confirmed. The settlement payout distribution will begin once the federal court approves the settlement on final hearing day, that is, 02 December 2025, at the Northern District Court of California.
The court will consider the reasonableness and fairness of the settlement, and if the approval is granted, the administration will begin the distribution after a few weeks. If no one appeals against the court decision, you can expect the payment to be made in two or three months.
How will you receive your payout under the Allstate California Homeowners Settlement?
Since there is no claim form for the Allstate California Homeowners Settlement, the administrator will send the payment based on the information in the Allstate records. The affected California policyholders can receive the payment through the mail.
If you need more information regarding the settlement, you can check the official website at https://www.hilariosettlement.com/ to contact the administrator or call 1833-773-4117 to inquire about the settlement and your eligibility.Â
The Allstate California Homeowners settlement was at the claim stage, where no claim form is required to submit to receive the payout. So, if you are an affected California homeowner and received the notice, you just have to wait for the final approval. If the approval is granted, the payout will be processed in the first or second quarter of 2026.
Disclaimer: Information about the Allstate California Homeowners Settlement is for informational purposes only. Verify eligibility and payout details through the official settlement administrator.
